As the year wraps up, many people overlook their dental insurance benefits, leaving valuable coverage unused. Most dental insurance plans operate on a calendar-year basis, meaning any unused benefits vanish after December 31st. If you’ve been putting off a dental visit, now is the perfect time to prioritize your smile and make the most of your benefits.
Why You Should Use Your Benefits Now
Did you know that 1 in 4 adults have untreated tooth decay? Your dental health plays a vital role in your overall well-being, and dental insurance is an investment in staying healthy. Most plans cover preventive services like cleanings and exams—and even some advanced treatments like fillings or crowns. However, if you don’t use these benefits before the year ends, you lose them.
For example, many insurance plans cover two cleanings a year. If you’ve only had one cleaning in 2024, schedule your second one now! Preventive care helps stop small issues—like cavities or gum disease—from becoming painful, costly problems later.
What Happens If You Don’t Use Your Benefits?
Unlike medical insurance, dental benefits don’t roll over to the next year. If your plan offers $1,000 of coverage annually and you’ve only used $500, the remaining $500 will be gone come January 1st, 2025.
This is especially important if you have pending treatments. Taking action now ensures you don’t waste the coverage you’ve already paid for.
Save More by Using Your Deductible and Annual Maximum
Dental insurance plans often include a deductible (the amount you pay out-of-pocket before insurance kicks in) and an annual maximum (the most your insurance will pay in a year). If you’ve already met your deductible, now is the time to schedule treatments like fillings, crowns, or other necessary procedures.
Nearing your annual maximum? Plan wisely by splitting major treatments between December and January to take advantage of two years of coverage.
Tips to Maximize Your Benefits
Here are a few ways to make the most of your dental insurance:
Don’t Wait—Schedule Your Visit Today
There’s no better time to focus on your oral health. Whether it’s a cleaning, exam, or a treatment you’ve been putting off, we’re here to help you make the most of your benefits. End the year with a healthy, confident smile and start 2025 off right!
If you or someone you know want a straighter smile and all the benefits that come with it, you can contact HeRo Orthodontics. We can help you achieve a healthy and vibrant smile for the whole family. Just give us a call at (972) 722-4376.
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